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Business insurance that fits what you do.

Public Liability and Professional Indemnity for freelancers, the self-employed, and small business owners. Ireland's only fully online business insurance. Save time and money.

Get your quote 
Get your quote 

Starting at €10.80 per month

Professional Indemnity

For when your advice or work causes financial loss.

Starting at €7.55 per month

Public Liability

For when your work accidentally harms someone or their property.

More than 40,000 self-employed professionals trust us

Very simple process. Clear cost and coverage overview. Even the support team is responding to questions after business hours to tailor the policy to your needs. Recommend this wholeheartedly.
P
Peter
Great service. The staff are incredibly friendly, and the claims process went smoothly. I feel really well taken care of here and would recommend this insurance company to anyone.
T
Tom
Great service. The staff are incredibly friendly, and the claims process went smoothly. I feel really well taken care of here and would recommend this insurance company to anyone.
T
Tom
Very simple process. Clear cost and coverage overview. Even the support team is responding to questions after business hours to tailor the policy to your needs. Recommend this wholeheartedly.
P
Peter
The best and most friendly customer service ever!! They helped me right away with the problem I had with changing the address in my policy because I was in a hurry. Amazingly surprised! :)
M
Mark
Incredibly easy service and immediately were helpful. I've only had excellent experiences and every change I've had to make has been frictionless and simple. I love these guys.
F
Frank
Great service. The staff are incredibly friendly, and the claims process went smoothly. I feel really well taken care of here and would recommend this insurance company to anyone.
T
Tom
Very simple process. Clear cost and coverage overview. Even the support team is responding to questions after business hours to tailor the policy to your needs. Recommend this wholeheartedly.
P
Peter
The best and most friendly customer service ever!! They helped me right away with the problem I had with changing the address in my policy because I was in a hurry. Amazingly surprised! :)
M
Mark
Incredibly easy service and immediately were helpful. I've only had excellent experiences and every change I've had to make has been frictionless and simple. I love these guys.
F
Frank

Tell us what you do

Whether you're a consultant, retailer, tradesperson, IT professional, media professional, trainer, or influencer… we've got you covered!

100% online

Take your cover, find your policy documents, and get help, all online.

Get all your questions answered

SmartGuide, our AI‑assistant answers your questions on tricky terms and complex situations, instantly.

Tell us what you do

Whether you're a consultant, retailer, tradesperson, IT professional, media professional, trainer, or influencer… we've got you covered!

100% online

Take your cover, find your policy documents, and get help, all online.

Get all your questions answered

SmartGuide, our AI‑assistant answers your questions on tricky terms and complex situations, instantly.

Tell us what you do

Whether you're a consultant, retailer, tradesperson, IT professional, media professional, trainer, or influencer… we've got you covered!

100% online

Take your cover, find your policy documents, and get help, all online.

Get all your questions answered

SmartGuide, our AI‑assistant answers your questions on tricky terms and complex situations, instantly.

We insure …

Our team is here for you

Not sure which cover fits, or which option is right for you? Our team will talk it through and explain the differences, so you can decide with your eyes open. No sales pitch.

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David
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We're available to answer your questions Monday through Friday from 9:00 am to 6:00 pm Send us a message
Send us an email at any time, 24/7, to support@insify.ie. We will respond as soon as possible.

Want to see more? Check out our blog

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Indemnity means being put back where you were before a loss. This is the policy for financial harm your work causes a client, and it works differently from the rest of your cover.

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Someone else gets hurt, or their property gets damaged, and they hold you responsible. Here is what sits inside it, what sits outside, and how the limit you pick changes the policy.

DTS Grand Design Daniel Farò Photos ID4123Run your businessHow to register as a sole trader in Ireland: the two steps

Register with Revenue and you are a sole trader. Register a business name with the CRO only if you trade under something other than your own name. Both are cheaper and faster than most people expect.

Freelancer young woman on phone and laptopRun your businessWhat is a sole trader in Ireland, and are you one?

A legal structure, a tax status, and a risk you may meet only when something goes wrong. Worth understanding before you choose it, and worth checking if you are already trading.

DTS Grand Design Daniel Farò Photos ID5022InsuranceSole trader insurance in Ireland: what you actually need

The request for proof of cover usually lands after you have won the work, with the start date already agreed. Here is how to know which covers apply to you before that happens.

Working from homeRun your businessSelf-employed mortgages in Ireland: what lenders ask for

Same lending limits, different paperwork. The evidence lenders want takes two or three years to build, which makes this a decision to think about long before you start viewing.

Consultant And Service - Landscape - Legal - Lawyer with Client Signing ContractInsuranceWhat is professional indemnity insurance, and who needs it?

Indemnity means being put back where you were before a loss. This is the policy for financial harm your work causes a client, and it works differently from the rest of your cover.

Broken vase InsuranceWhat is public liability insurance, and what does it cover?

Someone else gets hurt, or their property gets damaged, and they hold you responsible. Here is what sits inside it, what sits outside, and how the limit you pick changes the policy.

Questions and Answers

How long does it take to get insured with Insify?

Minutes. Answer a few questions about your business, choose your cover, and you're insured. Everything's online, so there's nothing to print, post, or wait for.

Can I tailor my insurance to what I actually do?

Yes. You tell us about your work and we build cover around your real activities, so you're not paying for things you'll never need, and you're not left short on the things you do.

Do I really pay no setup or advice fees with Insify?

That's right, no setup fees and no advice fees. You pay for your insurance, nothing on top.

What's the difference between Public Liability and Professional Indemnity?

Public Liability covers physical risks: someone gets hurt, or their property is damaged, because of your work. Professional Indemnity covers professional risks: your advice or work causes a client financial loss. Hands-on businesses usually need Public Liability; advice- and service-based businesses usually need Professional Indemnity. Many need both, and if you're not sure, we'll help you work it out.

What do I do if something happens?

Let us know as soon as you can, online or by phone. We'll guide you through what we need and what happens next, step by step. You won't be figuring it out alone.