The Insify blog
About entrepreneurship, freelancing, life, and of course, insurance. Discover comparisons, tips, and strategies you shouldn't miss now.
Run your business
Back to Work Enterprise Allowance and the grant that goes with it
The Back to Work Enterprise Allowance lets you keep part of your social welfare payment while you build a business. It runs for two years, and it opens the door to a grant that is easy to miss.
InsuranceSole trader insurance in Ireland: what you actually needThe request for proof of cover usually lands after you have won the work, with the start date already agreed. Here is how to know which covers apply to you before that happens.
Run your businessWhat is a sole trader in Ireland, and are you one?A legal structure, a tax status, and a risk you may meet only when something goes wrong. Worth understanding before you choose it, and worth checking if you are already trading.
Run your businessHow to register as a sole trader in Ireland: the two stepsRegister with Revenue and you are a sole trader. Register a business name with the CRO only if you trade under something other than your own name. Both are cheaper and faster than most people expect.
Run your businessVAT for the self-employed in Ireland: thresholds and when to registerTwo thresholds, a calendar-year test that also looks forward, and a decision about registering early that cuts both ways. Plus the backdating rule that costs money if you get the timing wrong.
InsuranceWhat is public liability insurance, and what does it cover?Someone else gets hurt, or their property gets damaged, and they hold you responsible. Here is what sits inside it, what sits outside, and how the limit you pick changes the policy.
InsuranceWhat is professional indemnity insurance, and who needs it?Indemnity means being put back where you were before a loss. This is the policy for financial harm your work causes a client, and it works differently from the rest of your cover.
Run your businessSelf-employed mortgages in Ireland: what lenders ask forSame lending limits, different paperwork. The evidence lenders want takes two or three years to build, which makes this a decision to think about long before you start viewing.