Website Disclaimer
1. About us and this website
Welcome to the website of Insify B.V., Insify Broker B.V. and Insify NLD Agent B.V. ("Insify", "we", "us", "our"). Insify is an insurance intermediary focused on self-employed professionals and small businesses. Through this website, you can request and take out business insurance online. The insurance products offered through this website are underwritten by our partner insurer(s) (the "insurer").
Insify is authorised and regulated by the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, AFM) under licence number 12047432 and carries on insurance distribution in Ireland on a freedom to provide services basis under the European Union (Insurance Distribution) Regulations 2018. You can verify our status on the registers maintained by the AFM (www.afm.nl) and the Central Bank of Ireland (registers.centralbank.ie).
2. Non-advised service
We provide our services on a non-advised basis. We do not provide advice or a personal recommendation on any insurance product available through this website. The decision whether a product meets your requirements, and whether to purchase it, is yours alone. If you are unsure whether a product is suitable for your circumstances, you should seek independent advice before purchasing.
3. Website content
The information on this website has been compiled with the greatest possible care. Nevertheless, information may occasionally be incomplete, out of date or inaccurate, including premium indications and product descriptions. The information on this website is general in nature, does not constitute an offer, and does not take account of your individual circumstances. We may amend the content of this website at any time without notice.
To the maximum extent permitted by law, we accept no liability for loss or damage arising from your use of, or reliance on, the information on this website.
Nothing in this disclaimer excludes or restricts: (a) any liability for fraud or fraudulent misrepresentation; (b) any liability for death or personal injury caused by negligence; (c) any duty or liability we owe you under the European Union (Insurance Distribution) Regulations 2018, the Consumer Protection Code or any other applicable law or regulation; or (d) any other liability that cannot lawfully be excluded or restricted. If you are a consumer, nothing in this disclaimer affects your statutory rights.
4. Intellectual property
All content displayed on this website (including text, photographs, illustrations, graphics, (trade) names, logos and trademarks) is owned by or licensed to Insify and is protected by copyright, trademark, database and/or other intellectual property rights. You may not reproduce, transmit, distribute, publish or make available to third parties (whether or not for payment) any content of this website without our prior express written consent.
5. Third-party information and links
Information supplied by third parties, and references or hyperlinks to websites not owned by Insify, are included for your information only. Although we are selective about the third-party information and websites we include or refer to, we cannot vouch for their content or functioning, nor for the quality of any products or services offered on them. We give no warranty and accept no liability in respect of the content of such websites.
6. Cookies
This website uses functional, analytical and tracking cookies. Cookies are small files stored on your own device (computer, laptop, tablet, smartphone) that contain information about, among other things, your browsing behaviour. On your first visit you will be asked which cookie settings you wish to apply; other than strictly necessary cookies, cookies are only placed with your consent, in accordance with the relevant rules- and regulations. You can withdraw or change your consent at any time and delete cookies from your device. Please read our cookie policy for more information.
7. Privacy
To use our services you may need to provide personal data. Our privacy statement explains which personal data we process, for what purposes and on what legal basis, how we keep it secure, under what conditions we share it with third parties, how long we (must) retain it, and how you can exercise your rights under the GDPR and the Data Protection Act 2018.
8. Terms of business
In addition to this disclaimer, our cookie policy and our privacy statement, our general terms and conditions apply to the services we provide to you. These set out the respective rights and obligations of you and Insify in relation to our services. You can save or print them yourself, or contact us if you would like us to email them to you.
9. Complaints
If you are dissatisfied with our services, you can submit a complaint via complaints@insify.ie. We will handle your complaint in accordance with our complaints procedure. If you are not satisfied with the outcome, you may be entitled to refer your complaint to the Financial Services and Pensions Ombudsman (FSPO), Lincoln House, Lincoln Place, Dublin 2, D02 VH29 (www.fspo.ie).
10. Governing law and jurisdiction
This disclaimer and your use of this website are governed by the laws of Ireland. The courts of Ireland have non-exclusive jurisdiction over any dispute arising out of or in connection with this website.